Working capital requirement is one of the most pressing need for any business. Sand Associates makes working capital finance available to businesses of any scale. The working capital loans are provided to businesses ranging from individual proprietors to SMEs. Working capital loans can be taken for buying long term assets or covering wages, accounts payable and other operational expenses.

Types of Working Capital Loan offerings

  • Bank Overdraft Facility or Credit Line
  • Short Term Loan
  • Equity Funding via Personal Resources or Investors
  • Account Receivable Loans
  • Factoring or Advances
  • Trade Creditor
  • Bank Guarantee

What is the maximum loan amount I can apply for?

There are multiple parameters to decide it. Do book a personal consultation with us, we can guide you on same.

What is the interest rate on your loans against FD, shares, mutual funds, and gold?

We offer competitive interest rates on our loan against FD, shares, mutual funds, and gold,. The exact rate will depend on various factors including your credit score, loan amount, and the term of the loan.

How long does it take to get loans against FD, shares, mutual funds, and gold approved?

We strive to approve your loan as quickly as possible. Once we have received your completed application and all required documents, our team typically reviews your application and gets back to you within 2 business days.

Can I repay my loan early?

Yes, we offer flexible repayment plans that can be tailored to your business’s cash flow. If you wish to repay your loan early, please contact our customer service team for more information.

What types of flexible loans do you offer?

We offer a variety of flexible loans including loans against FD, shares, mutual funds, and gold.