Sand Associates offers a variety of specialized loans designed to meet the unique needs of individuals and businesses. Our offerings include bridge loans for short-term financing gaps, top-up loans for existing loan accounts, and NPA funding for businesses with non-performing assets. We also provide loans for CIBIL improvement to help individuals with low credit scores, along with tailored doctor loans for healthcare professionals.
Additionally, we offer professional loans for CAs, lawyers, and architects, MSME/SME loans for working capital and expansion, and developer funding for real estate developers. These flexible solutions are designed to help you meet your specific financial goals.
Types of Specialized Loans
- Bridge Loan
- Top-Up Loan (for existing loan accounts)
- Non-Performing Asset (NPA) Funding
- Loan for CIBIL Improvement (for individuals with low credit scores)
- Doctor Loan (tailored for healthcare professionals)
- Professional Loan (for CAs, Lawyers, Architects, etc.)
- MSME/SME Loans (including working capital and expansion funding)
- Developer Funding (for real estate developers)
Special and Specific Government Loan Schemes for MSMEs & SMEs
1. MUDRA Loan :
- Loans up to ₹10 lakh for micro and small enterprises.
- Categories: Shishu (up to ₹50,000), Kishore (₹50,000 to ₹5 lakh), Tarun (₹5 lakh to ₹10 lakh).
2. CGTMSE Scheme :
- Collateral-free loans up to ₹2 crore for MSMEs.
3. PMEGP :
- Loans up to ₹25 lakh for manufacturing and ₹10 lakh for service sectors.
4. Stand-Up India Scheme :
- Loans between ₹10 lakh and ₹1 crore for women and SC/ST entrepreneurs.
5. NSIC Subsidy Scheme
- Financial assistance for MSMEs to grow and expand.
6. SIDBI SMILE :
- Soft loans up to ₹10 crore for MSMEs in the manufacturing sector.
7. CLCSS :
- 15% subsidy on plant and machinery for technology upgradation.
8. TReDS
- Fundraising through receivables discounting for MSMEs.
Other Services for MSME and SME :
MSME and SME support services:
1. Mergers & Acquisitions (M&A) Advisory
- M&A Strategy Development
- Target Identification & Valuation
- Due Diligence Support
2. Takeover Advisory
- Takeover Strategy Consultation
- Takeover Financing Solutions
3. Strategic Partnership Advisory
- Joint Venture Formation
- Strategic Alliance Creation
- Partner Identification & Negotiation
What is the maximum loan amount I can apply for?
There are multiple parameters to decide it. Do book a personal consultation with us, we can guide you on same.
What is the interest rate on your Specialized Loans?
We offer competitive interest rates on our Specialized Loans. The exact rate will depend on various factors including your credit score, loan amount, and the term of the loan.
How long does it take to get a Specialized Loans approved?
We strive to approve your loan as quickly as possible. Once we have received your completed application and all required documents, our team typically reviews your application and gets back to you within 2 business days.
Can I repay my loan early?
Yes, we offer flexible repayment plans that can be tailored to your business’s cash flow. If you wish to repay your loan early, please contact our customer service team for more information.
What types of Specialized Loans do you offer?
We offer a variety of Specialized loans including Bridge Loan Top-Up Loan (for existing loan accounts), Non-Performing Asset (NPA) Funding, Loan for CIBIL Improvement (for individuals with low credit scores), Doctor Loan (tailored for healthcare professionals), Professional Loan (for CAs, Lawyers, Architects, etc.), MSME/SME Loans (including working capital and expansion funding), Developer Funding (for real estate developers).
